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申貸人手中如果持有房產、汽車、機車、土地，可以利用這些實物進行抵押貸款，貸款利率通常會比無擔保品的信用貸款來的低。其次，建議大家可以考慮「保單借款」，預支保單累積的「保單價值準備金」來做為周轉，換句話說，就是借繳交的保險費來周轉。延�
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如何確認貸款公司的合法性？請檢查這兩項，第一：是否持有有效的營業執照或登記證，第二是否有固定的營業地點。只有確定是合法且正式註冊的貸款公司，才能安心借款。眾所皆知貸款是有年齡限制的，你知道貸款年齡限制是幾歲嗎？想申辦房貸、信貸、車貸�
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